Never Lose Track of
Who Owes You Money
CredAction helps business owners track debtors and creditors in one place. Stop chasing payments via WhatsApp. Know your financial position in real-time.
Also available on mobile
If you're still using Excel to track who owes you...
The Spreadsheet Mess
You've lost money because a payment reminder was buried in your WhatsApp chats.
Impact: Lost revenue, awkward follow-ups
The Time Sink
You spend 5+ hours a week manually updating who paid and who didn't.
Impact: Time stolen from growing your business
The Blindspot
You don't know if you're profitable until month-end.
Impact: Cash flow surprises, can't make informed decisions
There's a better way. One dashboard. Real-time.
See your financial position at a glance
Your dashboard shows three critical numbers:
- Total Receivables: Money owed to you
- Total Payables: Money you owe
- Net Position: Your real financial health
No more guessing. No more spreadsheets.
Every debtor and creditor in one place
See who owes you, how much, and for how long. Filter by overdue, active, or blocked. Export to Excel/PDF when you need it.
Each contact shows:
Send payment reminders via WhatsApp, SMS, or Email
Configure automated reminders:
- "3 days before due date"
- "7 days overdue"
- "15 days overdue (second reminder)"
Your customers get professional, polite messages. You get paid faster. Zero manual work.
Hi John, this is a reminder that Invoice #INV-042 for GH₵ 2,500 is due tomorrow. Reply to confirm payment. Thank you!
Spot problems before they become disasters
The Aging Analysis shows overdue debts broken down:
Catch slow payers early. Protect your cash flow.
Join 500+ individuals and businesses tracking debts faster
"We used to lose ₵10,000+ every month to forgotten debts. CredAction helped us recover 85% of overdue payments in the first 60 days."— Bernice A., Welfare Officer, Ewura Collections
Multi-Currency Support
GHS, USD, EUR, GBP supported out of the box.
Role-Based Access
Invite your team and control their permissions.
Invoice Generation
Create professional PDF invoices with your logo.
Payment Tracking
Link payments to specific invoices automatically.
Export Everything
Download your data in CSV, Excel, or PDF formats.
Secure & Private
Bank-level encryption to keep your data safe.